FCI Employee Benefits

Since personnel retention at FCI is of paramount importance to the company, FCI attracts employees by offering highly competitive salaries and a wide range of benefits. Our benefits package, as outlined below, has been structured to amply reward employees and to encourage longevity with the company.

• Vacation
• Sick Leave
• Holidays
• Flexible Schedule
• Medical Benefits
• Dental Benefits
• Dental Consumer MaxMultiplier
• Vision Benefits
• Short Term Disability (STD)
• Long Term Disability (LTD)
• Basic Life Insurance
• Accidental Death & Dismemberment (AD&D) Insurance
• Supplemental Life and AD&D
• Benergy Online Enrollment
• 401(k) Plan - Employee Contributions
• 401(k) Plan - Employer Contribution
• Tuition Assistance Program
• Training/Professional Development
• Flexible Spending Plan
• Smart Benefits
• Length of Service Recognition

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Vacation
FCI encourages everyone to take vacation for his/her general health and well-being. All full-time employees accrue 15 days (120 hours) of vacation leave each calendar year. Vacation leave begins accruing upon date of hire. A maximum of 160 accrued vacation hours may be carried over into the next calendar year.

Sick Leave
All full-time employees accrue 5 days (40 hours) of sick leave each calendar year. Sick leave begins accruing upon date of hire. A maximum of 360 accrued sick leave hours may be carried over into the next calendar year.

Holidays
Regular full-time employees receive nine (9) paid holidays per year.

Flexible Schedule
FCI is committed to providing flexible work arrangements, when possible, to allow its employees to maintain a quality work-life balance.

Medical Benefits
FCI offers three Medical plans, each administered by United Health Care. All provide comprehensive health care (including prescription drug coverage) through an extensive national network of providers. Employees may elect coverage for themselves and for their eligible family members. In addition, FCI provides international coverage for our expatriates through HTH Worldwide.

Dental Benefits
Dental benefits are available to all full-time employees. Employees may elect coverage for themselves and for their eligible family members. Currently, the company pays 100% of the cost of the employee’s premium. FCI provides international coverage for our expatriates through HTH Worldwide automatically when our international medical benefits are elected.

Dental Consumer MaxMultiplier
You can increase your annual maximum by visiting in-network physicians and by keeping your annual claims below the pre-established amount. Please see Human Resources for details.

Vision Benefits
Vision benefits are available to all full-time employees. Employees may elect coverage for themselves and for their eligible family members. Currently, the company pays 100% of the cost of the employee’s premium.

Short-Term Disability (STD)
In the event of illness or injury that leaves an employee unable to work, Short Term Disability Insurance allows you to maintain financial stability for a short period of time. FCI provides all full-time employees with STD coverage at no cost to the employee.

Long-Term Disability (LTD)
When an employee cannot work for an extended period due to serious illness or injury, LTD coverage is offered to replace a percentage of the employee's pay. FCI provides all full-time employees with LTD coverage at no cost to the employee.

Basic Life Insurance
Term life insurance coverage is available to all full-time employees and is provided at no cost to the employee. Coverage is equal to 1 times the employee’s base annual salary, subject to a maximum specified by the plan.

Accidental Death & Dismemberment (AD&D) Insurance
AD&D insurance coverage is available to all full-time employees and is provided at no cost to the employee. Coverage is equal to 1 times the employee’s basic annual salary, subject to a maximum specified by the plan.

Supplemental Life and AD&D
Additional insurance may be purchased on yourself, your spouse, or your dependent children. The cost of the coverage is based upon your age, as is the amount of coverage you may purchase. Standard coverage amounts range from $50,000 - $ 300,000. In addition, employees can purchase extra AD&D insurance on themselves and their spouse.

Benergy Online Enrollment
Our online platform is available exclusively for FCI employees to provide convenient on-demand 24/7 access to benefits information regarding health, wellness bulletins and much more. The user-friendly site offers access to medical, dental, and vision plan summaries, frequently asked questions and a variety of forms.  You can compare medical plans side by side, check eligibility, premiums, and find contact information. Employees are issued an individual username and password for access.

401(k) Plan - Employee Contributions
Under the plan, all employees, upon hire, may set aside part of their earnings for retirement on a pre-tax basis. As a participant, employees may elect to defer not less than 1% and not more than 75% of their compensation each year. The plan offers a variety of funds to choose from, ranging from low-risk secure funds to higher risk funds. Employee contributions, and any related earnings, are always 100% vested.

401(k) Plan - Employer Contribution
Since CY 2002, FCI has provided a profit sharing contribution of 10% of the employee's gross salary, regardless of the employee's deferral status. For CY 2009, in addition to the 10%, FCI also gave a matching contribution, up to 5%, if the employee deferred. The employer contribution is incrementally vested over a period of 5 years.

Tuition Assistance Program
FCI encourages full-time employees to broaden their job-related knowledge by enrolling in educational courses. As such, FCI provides the opportunity for employees who meet certain qualifications to receive reimbursement for tuition paid in pursuit of higher education.

Training/Professional Development
Employees are encouraged to identify courses they believe will be beneficial to their professional growth. As such, FCI provides the opportunity for employees, who meet certain qualifications, to receive reimbursement for costs paid in pursuit of career advancement.

Flexible Spending Plan
All full-time employees may participate in the Flexible Spending Plan allowing them to set aside “pre-tax” dollars for eligible medical expenses (up to a maximum of $3,000) and dependent care costs (up to a maximum of $5,000). This IRS approved plan allows employees to lower their taxable wages; thereby, lowering their federal and state liabilities.

Smart Benefits
FCI offers a Smart Benefits pre-tax deduction program. Smart Benefits can be used for various transportation systems in the Washington, D.C. metro area, to include: Metro, Fairfax Connector, DART, as well as vanpools and Metro-owned parking.

Length of Service Recognition
We value your long standing commitment to FCI. To reward this commitment, after 5 years of service, you will receive a monetary award. Upon your 10, 15 and 20 year anniversaries with FCI, we will offer to you a trip of your choice (trip value varies according to the length of your service).

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Note: The benefit overviews, as described above, are intended only as a general description of the principal features of the benefit plans available to FCI employees. More detailed explanations of our benefits may be obtained from Human Resources. Although it is our intention to continue the benefits listed on this site, we reserve the right to modify, suspend or terminate any benefit at any time to the extent permitted by law. This list of benefits does not constitute a contract nor guarantee any particular benefit. In the event of a conflict between the benefits listed here and our official policies, procedures or plan documents, the text of our official documents are the authority.